Disability Insurance

When most people think about insuring their valuables, they think about their car, home and possessions. But your most valuable asset is actually your ability to earn a living. Insuring your livelihood is more important than insuring your possessions and that’s what disability income insurance does; it provides you and your family with an income if you’re injured or too sick to work.

If becoming disabled may seem unlikely, the odds may surprise you. Nearly one in five Americans will become disabled for one year or more before the age of 65.

The other thing to keep in mind is that an accident or illness that keeps you out of work for a period of time can be very costly. That’s because people who become disabled not only need to continue providing for loved ones, but for themselves as well.

A disabling injury or illness could lead to medical bills. It could require modifications to your car or home. For all these reasons, almost anyone who works, whether they’re single, married, with or without children should consider disability income insurance.

In the unfortunate event you sustain a disabling injury or illness; there are a number of sources of disability benefits that might be available to you. For instance, the government offers disability benefits, as do many employers. However, remember that there are typically limitations to these benefits, and often the benefits will not be sufficient to meet your income replacement needs. Therefore, purchasing your own policy will usually provide you with fewer limitations and better coverage.

We invite you to contact us at Assured Protection, Inc, so that we can have one of our qualified agents help you sort through your various options. We offer both individual disability policies and group policies for our business customers

There is a difference. We are the difference!